Bankers!

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“The conservative banker is an impressive specimen, diffusing the healthy glow which comes of moderation in eating, living, and thinking. He sits in state and spends his days saying, with varying inflections and varying contexts, ‘no.’ … He says ‘yes’ only a few times a year. His rule is that he reserves his yesses for organizations so wealthy that if he said ‘no,’ some other banker would quickly say ‘yes.’ His business might be defined as the lending of money exclusively to people who have no pressing need of it.” — Fred Schwed Jr.

 

http://www.gryphonmanor.com/books

 

 

 

Money Lending

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Money makes the world go round. When it does not rotate quite as quickly as you desire do you reach out to a money lender? Or do you loathe the money lenders, the usurers? In his varied and extensive career in the money lending industry, George Watson has seen money lending in all its manifestations and became fascinated by its history and by its various effects on people and societies. Money lending has become an all-embracing all consuming monolith which either serves societies or devours them depending on your view.

Living life as both lender and borrower, encountering people from every part of the economic and social spectrum, there grew a deep understanding of the extent to which money lending in all its forms affects and implicates everyone, whilst simultaneously, society candy coats the activity and avoids the moral choices.

This book examines how life connects us all to the money lenders, how it started, how it evolved and where it is now. It examines the humour, the pathos, the successes and failures of an activity that has affected us or infected us since the dawn of history.

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George Watson was born in Malawi in Central Africa and educated in the UK. He read law and was called to the Bar in 1971. Being of an entrepreneurial and libertarian nature, he went into business on his own account, providing finance to small owner-managed start-up and early stage businesses in London. In 1998 he moved to Cape Town in South Africa to establish the same business in the new post apartheid South Africa. The business was sold to a government agency and now he divides his time between London and Cape Town, consulting, travelling widely and writing. His extensive travel has shown that the money lending phenomenon is global, its moral conflicts and its social hypocricies universal. Read all about it!!

http://www.gryphonmanor.com/books

 

 

 

 

 

A Money Lender’s Tale

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They say that everyone has a book in them, everyone has a story to tell that will fill at least one book. Some people are driven by the creative process and writing a book is an ambition that becomes real. But for most of us, it is just something that sits at the back of the mind, way down the bucket list. Often we can tell a story in conversation and be met with the refrain “Oh you should write a book!”  We smile, gratified that our little anecdote was well received, but that is all. And if, as I do, you have lots of stories to tell so that refrain repeats itself. Then eventually,  one day, as I did, you sit down and write a book.

 

Writing a book is daunting. You stare at a blank screen and wonder what should the first word be. Harder than it would seem! You want something explosive but inevitably you end up with a pronoun or preposition, in my case “it”! Then it pours out like water from an unblocked drain, words engulf the screen until you realise that none of it makes sense and then the real work starts. It’s a long arduous and educational process, endlessly refined. Stories, people and ideas from long ago float to the surface of your memory and you restrain yourself from embroidering them.

 

The creation morphs from simply being a means of talking to yourself, to the point where you are happy that others will understand it and grasp it, and be able to laugh and cry and question themselves about its message. And above all, you hope that the reader will at the conclusion, be satisfied, amused, and thoughtful.

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A Money Lender’s Tale is a story about one life in the world of finance, or rather the world of “money lending”, for that is the true nature of all finance. A world that engulfs us all although we are not always aware of that, an octopus-like industry that we both need and yet despise. Its about the rich and the poor, the small farmer who fed his best breeding pig on marijuana and cream cakes, to the couple selling t-shirts in the market who build a million dollar construction and plant hire business, and of course it is about those whose lives are consumed by failure and greed fed by the money lenders. It is not a “how to” book, not a clarion call to lend money, nor is it an apologia, it’s about a life.

 

You can find it at http://www.gryphonmanor.com